Private Money Lending Toolkit for Deal Analysis and Loan Planning
This is a professional-grade private money lending toolkit designed to give women the deal clarity they need to make confident, informed lending decisions. From initial deal screening to closing reconciliation, every tool in this private money lending calculator suite supports one goal: knowing your numbers before you commit your capital. From initial deal screening to closing reconciliation, every tool in this toolkit supports one goal: knowing your numbers before you commit your capital.
What's Inside This Private Money Lending Toolkit:
PML Quick Deal Analyzer: Screen any private money lending deal against your Loan Box criteria in seconds. The essential deal analysis too for every private lender. Read our blog: Due Diligence Before You Lend, Enter your LTV requirements, borrower cash contribution, and deal inputs — and get a clear PASS or FAIL verdict.
Comp Calculator: Evaluate comparable properties to verify market value, Learn more about deal analysis in our blog and confirm whether a borrower's numbers are supported by real data. Includes deal cost detail, holding costs, and a full deal summary.
Equity Share Calculator: Reconcile your equity share at closing against the ALTA Settlement Statement to confirm you are being paid correctly before you leave the closing table.
Daily Prepaid Interest Calculator: Calculate the exact daily interest accrual needed to build an accurate payoff statement.
HELOC Balance Reduction Calculator: Model how using a HELOC for private money lending reduces your interest costs over the life of the loan.
HELOC Minimum Payment Calculator: Compare what your loan position looks like when making only the minimum payment on your HELOC — so you can see the difference between both strategies side by side.
Mortgage Calculator: Estimate monthly payments based on loan amount, interest rate, and term.
Profit Margin Calculator: Set your target return and instantly see whether a deal meets your requirements — yes or no.
Rental Analysis Calculator: Evaluate monthly cash flow and determine whether a property aligns with an appreciation-focused or cash flow-focused lending strategy.
ROI Calculator: Compare private money lending versus hard money lending to identify where your best return sits on any given deal — a must-have for any private lender.Track and manage all your loans with the Brixel App.
Borrower Loan Proposal Form: Capture and track every detail of a deal in one place Download our Free Loan Application Template — borrower information, property and title details, loan terms, transaction dates, payment summary, amortization table, and a full documents and transactions checklist.
Term Sheet: Present your lending terms to the borrower in a clean, professional format. Includes signature fields and applicable lender clauses.
Testimonials
HOW THIS TOOLKIT SUPPORTS WOMEN ON BOTH SIDES OF THE BUSINESS:
The Lending Clarity Toolkit empowers both lenders and borrowers by providing clarity, precision, and insight into critical financial decisions. For PMLs, it simplifies the process of evaluating deals, calculating returns, and making strategic decisions that align with their financial goals. For borrowers, it provides a transparent look into the costs and potential returns of loans, helping them to negotiate better terms and build confidence in their investment strategies. By equipping women with these powerful tools, the Level Up PML Toolkit fosters financial independence, Want expert coaching alongside your tools? Join the Private Money Lending Masterclass. promotes smarter decision-making, and builds a supportive community where women can thrive on both sides of the private money lending business.
Frequently Asked Questions
What is the Private Money Lending Toolkit?
The Private Money Lending Toolkit is a professional-grade suite of calculators and resources designed specifically for private money lenders. It gives you everything you need to evaluate deals, calculate returns, and make confident lending decisions from day one.
Who is this toolkit designed for?
This toolkit is designed for women who are entering or growing in private money lending. Whether you are funding your first deal or managing a growing portfolio, the toolkit gives you the professional-grade tools to lend with clarity and confidence.
What calculators are included in the toolkit?
The toolkit includes a PML Quick Deal Analyzer, Comp Calculator, Equity Share Calculator, Daily Prepaid Interest Calculator, HELOC Balance Reduction Calculator, HELOC Minimum Payment Calculator, Mortgage Calculator, Profit Margin Calculator, Rental Analysis Calculator, and ROI Calculator.
What documents and forms are included?
The toolkit includes a Borrower Loan Proposal Form and a Term Sheet — giving you everything you need to capture deal details and present your lending terms professionally.
How is this toolkit different from free calculators online?
Free calculators online are built for general use. This toolkit is built specifically for private money lenders — covering everything from initial deal screening to closing reconciliation in one professional system.
What is a Quick Deal Analyzer?
The PML Quick Deal Analyzer lets you screen any deal against your lending criteria in seconds. Enter your LTV requirements, borrower cash contribution, and deal inputs — and get a clear PASS or FAIL verdict instantly.
What is Loan-to-Value and why does it matter?
Loan-to-Value (LTV) is the percentage of the property value that you are lending. For example, if a property is worth $200,000 and you lend $140,000, your LTV is 70%. Most private money lenders stay between 65% and 75% LTV to protect their capital.
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